DeltaPrime's liquidity pools are fully decentralised. Depositors and borrowers use token-specific liquidity pools to deposit and borrow funds. As a depositor you lend out your funds to make reliable returns in the form of APY. While the protocol protects your funds, borrowers will put your capital to work, in order to generate profits for themselves. They will pay you a more stable return in exchange for lending out your funds. If a borrower's investments makes a change for the worse, they will be liquidated to ensure your funds stay safe.