# Savings

Depositing in DeltaPrime's **Savings** section means depositing in a capital-efficient pool while staying protected by liquidation bots. In contrast to other liquidity protocols, deposits in DeltaPrime's liquidity pools get lent out to other users, without the need for them to put extra value in. In doing so, you know that your liquidity is being put to good use. 

This also means that deposited funds do not automatically get counted as collateral to borrow against. In order to put down collateral on DeltaPrime, read the [Adding Collateral](/liquidity-pools/borrowing.md#how-to-add-collateral) section.

DeltaPrime's liquidity pools are fully [decentralized](/protocol/decentralization.md). Depositors and borrowers use token-specific liquidity pools to deposit and borrow funds. As a depositor you lend out AVAX or USDC to make reliable returns in the form of APY. Contrary to overcollateralized protocols, you cannot borrow against these assets. Borrowing is only possible within the Prime Account. On the upside, generally generates high yields liquidation-protected protocols. 

While the protocol protects your funds, [borrowers](/liquidity-pools/borrowing.md) will put your capital to work, in order to generate profits. They will pay you a relatively stable return in exchange for lending out your funds. If a borrower's investments make a change for the worse, they will be [liquidated](/protocol/security/liquidations.md) to ensure your funds stay safe.

{% hint style="info" %}
Funds deposited in the liquidity pools do not count as collateral. For information on how to add collateral, go to the [borrowing](/liquidity-pools/borrowing.md#how-to-add-collateral) section.
{% endhint %}


---

# Agent Instructions: Querying This Documentation

If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question.

Perform an HTTP GET request on the current page URL with the `ask` query parameter:

```
GET https://docs.deltaprime.io/liquidity-pools/savings.md?ask=<question>
```

The question should be specific, self-contained, and written in natural language.
The response will contain a direct answer to the question and relevant excerpts and sources from the documentation.

Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.